BLOOMING INSIGHTS

  Introduction Imagine a world where every electronic gadget—from smartphones to advanced AI systems—relies on tiny yet powerful semiconductor chips. These chips serve as the backbone of modern technology, enabling innovation in almost every industry. India, recognizing the strategic importance of semiconductors, has set an ambitious goal of becoming a global semiconductor hub. With visionary policies, record investments, and groundbreaking research from institutions like IIT Madras and ISRO, the country is moving towards semiconductor self-sufficiency. However, India still has to overcome several major challenges to become truly self-reliant in semiconductor manufacturing. This blog critically examines India’s progress, challenges, and realistic future prospects in the global semiconductor industry. 1. Understanding Semiconductors: The Foundation of Modern Technology A semiconductor is a material that sometimes allows electricity to pass and sometimes blocks it. Unlike metals ...

  INTRODUCTION On February 1, 2025 , Smt. Nirmala Sitharaman unveiled the AY 2025-26 Budget , introducing key changes to income tax slabs and exemptions . While these exemptions reduce tax burdens and promote equity, they can also strain government revenues, leading to higher taxes elsewhere or spending cuts. This article critically examines these exemptions—their benefits, drawbacks, and impact across income groups —while exploring potential reforms for a fairer, more efficient tax system. MARGINAL TAX RELIEF From April 1 2025 individuals with taxable incomes up to ₹12 lakh will be exempt from paying tax. However, those slightly exceeding this limit after deductions can claim marginal tax relief under Section 87A of the new tax regime. Marginal relief is designed to prevent taxpayers from paying disproportionately high taxes due to a minor income increase. It applies up to a total income of ₹12.75 lakh beyond this full tax liability applies as per new slabs. If the n...

  On 28th of January, 2025 the prime-time business column of the Business Standard read as follows- “RBI to inject 1.5 trillion dollars into the economy. Markets rebound and the road ahead”. As students of economics, finance and enthusiasts of international relations; we found this as an opportunity to apply the theoretical knowledge acquired so far and apply them in this situation. Through this article, we aim to present a detailed and critical analysis of this phenomenon of liquidity injection and its impact on the world's fastest growing economy - India. RBI’s Liquidity Injection Phenomenon - The 4 W's     Using the 4 W's framework we can gain an in-depth understanding on the what, when, why and how of this move as under:   The WHATs-   The Reserve Bank of India (RBI) has announced special measures to improve liquidity conditions in the banking system.It is expected that ₹1.5 trillion (approx. $18 bn) would be injected in the system. This come...